TERMS OF USE

Welcome to the website of ARGA Investment Management, LP (“ARGA”). These Terms of Use govern your access and use of the website (“Site”). Accessing or otherwise using this Site constitutes your full acceptance of these Terms of Use. If you do not accept these Terms of Use, do not use this Site. ARGA reserves the right to change the Terms of Use at any time, without notice.

ARGA is registered with the United States Securities and Exchange Commission (“SEC”) as an investment adviser under the Investment Advisers Act of 1940. ARGA is also registered in Canada in the category of portfolio manager with the British Columbia Securities Commission (BCSC), the Ontario Securities Commission (OSC), the Financial and Consumer Affairs Authority of Saskatchewan (FCAA) and the Autorité des Marchés Financiers (AMF). Registration does not imply a certain level of skill or training, or approval of ARGA’s financial standing, fitness or conduct. Additional information about ARGA, including its Form ADV Part 2A Brochure, is available at the SEC’s website, www.adviserinfo.sec.gov.

The material contained in this website is for your information only, may not be current or may have changed since the last time you viewed it, and contains expressions of opinion or forecast which have not been independently confirmed. ARGA does not in any way represent or warrant the accuracy or reliability of any of the information provided. All information is subject to change without notice and subject to the disclaimers and limitations of liability set forth below.

No Advice or Offer of Securities
Nothing on this Site is an offer, solicitation or recommendation that you purchase, sell or hold any security or investment in any ARGA fund, or that you pursue any investment style or strategy. Any discussions and opinions, expressed in this Site, including any investment-related information, reflect ARGA’s current views only and are subject to change. You should not consider anything on the website to be investment, accounting, tax or legal advice. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or legal advisors regarding your individual circumstances and needs. The past performance of any investment or strategy is not indicative of future results.

Disclaimers and Limitations of Liability
The information on this website is provided on an “as is” basis. Your use of the website is at your sole risk. To the fullest extent permitted under applicable law, ARGA and its subsidiaries expressly disclaim any liability whatsoever, whether express or implied, for the reliability, quality, accuracy, errors, omissions or any other aspect of any information, including any opinions or forecasts, contained in this website, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

No advice or information, whether oral or written, obtained by you from us through or from the website shall create any warranty not expressly stated herein. To the extent applicable law may not allow the exclusion of implied warranties, the above exclusions may not apply to you.

ARGA shall not be liable for any direct, indirect, incidental, special or consequential damages, resulting from the use of or the inability to use the website resulting from unauthorized access or interruption or disruption of access or any erroneous communication between you and ARGA including, but not limited to, damages for loss of profits, use, data or other intangible.

To the extent some states do not allow the exclusion or limitation of liability for consequential or incidental damages, in such states liability is limited to the fullest extent permitted by law

Third Party Sites
As a convenience to you, we may provide links on this Site to websites operated by third parties. If you link to one of those sites, you will leave the ARGA Site. Links do not imply that ARGA or the Site sponsors or endorses such third parties and ARGA makes no warranty or representation regarding any third-party website. ARGA hereby expressly disclaims any responsibility for the content, policies or destructive elements of such third party websites.

Ownership Rights and Proprietary Rights to Content
All materials contained in this website, including without limitation all images, text, articles, programs, illustrations, and graphics are owned by ARGA and are protected by U.S. and international copyright laws. No part of this website may be reproduced, redistributed or transmitted in any form (including a hyperlink to any portion or page of this website) or by any means without ARGA’s express prior written consent, and nothing on this website should be construed as granting such permission, whether by implication, estoppels or otherwise.

All trademarks, service marks, trade names and logos displayed on this website are proprietary to ARGA and are protected by U.S. and international trademark laws. Any use of such trademarks without ARGA’s express written consent is strictly prohibited.

Headings, Severability and Governing Law
The invalidity or unenforceability of any provision of these Terms of Use shall not affect the validity or enforceability of any other provision, which shall remain in full force and effect to the fullest extent permitted by applicable law. The headings in these Terms of Use are for convenience only and have no legal or contractual effect. Your access to and use of ARGA’s website and these Terms of Use are governed by the laws of the State of Connecticut. Any dispute or controversy arising out of these Terms of Use shall be prosecuted exclusively in the state or federal courts in the State of Connecticut, without regard to such state’s rules regarding conflicts of laws.

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